Compare your real cost of card acceptance
Pick your business type, enter your numbers, and see every in-person provider ranked by total monthly cost (ex-GST) at your actual volume — not headline rate. No sign-up, no email gate.
Comparing real rates from Australia's major providers
Independent, self-serve, and ranked purely on lowest total monthly cost.
Today's cheapest in-person providers
Ranked by total monthly cost at a sample volume · ex-GST
| Provider | Rate (ex-GST) | Est. cost /mo | |
|---|---|---|---|
Cheapest | 1.00% | $425 | Details |
| 1.05% | $467 | Details | |
| 1.09% | $486 | Details | |
| 1.27% | $541 | Details |
Independent · no paid placements
See all →Two things are changing on 1 October. Pick the one that's you.
How it works
No sign-up. Your results appear instantly on screen.
Enter your numbers
Your current effective rate and monthly card turnover — both are on your statement.
Adjust your card mix
Tune debit / credit / international with simple sliders (defaults to 70 / 27 / 3).
See the ranked cost
Providers ranked by total monthly cost at your real volume — not headline rate.
Choose your move
Like an option? Request help switching — completely optional, no obligation.
A quick, honest note on the numbers
The 62.5% figure you may have seen applies only to the consumer-credit interchange cap (0.8% → 0.3%) — not to your bill. The realistic effect on a typical merchant's blended rate is roughly 0.1%–0.25% of turnover, concentrated on the credit-card portion. We show indicative figures and always tell you to verify with the provider.